First of all, I know there are financial gurus I really respect who disagree with me on this, and that's fine because I'm not giving you financial advice, I'm giving you cyber security advice: Don't use a debit card. Especially don't use a debit card at shady stores that don't require the chip reade...

As owners and managers of small businesses, most of us don't have time to go all out on many things. Our websites aren't as nice as we wish. We haven't blogged like we thought we would. We still need to input expenses from last quarter. There are so many things to do and so little time to do them.

LastPass is my favorite password manager by far. The free version is fabulous for individuals and the teams and enterprise version is excellent as well. You can easily store and easily access all of your passwords, and it will even fill them in for you. It works across multiple devices and you can h...